National Westminster Bank Plc, or NatWest as it is commonly known, is a commercial bank in the United Kingdom which has been part of The Royal Bank of Scotland Group Plc since 2000. It was established in 1968 by the merger of National Provincial Ban and Westminster Bank. Traditionally considered one of the Big Four clearing banks, NatWest has a large network of 1,600 branches and 3,400 cash machines across Great Britain and offers 24-hour Actionline telephone and online banking services. Today it has more than 7.5 million personal customers and 850,000 small business accounts.
National Westminster Bank Plc, together with its subsidiaries, operates in banking, financial, and finance-related activities in the United Kingdom and internationally. It accepts demand deposits, checking accounts, savings deposits, and time deposits.
The company offers fixed and variable rate loans to individuals, as well as to the central and local government, manufacturing, construction, finance, service industries and business activities, agriculture, forestry and fishing, and for property. It also provides overdraft facilities, finance leases, and installment credit. In addition, the company provides credit and debit cards processing, insurance brokerage, debt financing, risk management, investment services, private banking, and payment services to personal and corporate customers.
Further, it provides operational technology, customer support in telephony, account management, lending and money transmission, global purchasing, and property services.
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