Karlovacka banka dd is a Croatia-based regional bank. It provides various financial products and services. It accepts deposits and provides credit, as well as involves in documentary letters of credit, guarantees and bank guarantees, bills of exchange, cheques and deposit certificates, financial derivatives, domestic financial transaction with foreign currency, financial mediation, financial leasing and factoring, and credit information. The company also issues and manages means of payment; involves in the issuing and trade of securities; and involves in real estate trading, as well as operates as an insurance agent. The company is based in Karlovac, the Republic of Croatia. The Bank has 18 branch offices and a network of automated teller machines (ATM).